Port Alberni: A Sound Investment for First-Time Home Buyers
by Dave Koszegi
on Friday, February 20th, 2015 at 8:01am.
The Dave Team thrives on helping first-time buyers to get their footing on the first rung of the property ladder. Home ownership is invaluable, giving you and your family a sense of stability and security, as well as making a sound investment in your future. Buying your first home is a major financial and emotional undertaking. As well, it is a very complex process that we can guide you through - every step of the way.
The first step in buying a new home should be to take an honest look at what you can afford, and how you are going to pay for it, which involves meeting with a qualified mortgage representative. We can help you find a mortgage representative that you feel comfortable with. If you're like the majority of home buyers, you will have to finance your purchase with a mortgage loan. Your mortgage professional can help you look through the cost of home ownership and settle on a plan that suits your needs. Your mortgage professional will also discuss any resources that may be of benefit to you as a first-time home buyer, for example, the federal government’s Home Buyers’ Plan. Under this plan, you may use up to $25,000 of your RRSP towards the purchase of a home. The money is tax-free, so long as it is paid back within 15 years.
Port Alberni remains the most affordable place on Vancouver Island to purchase property; making it a sound place to invest as a first-time home buyer. With the low cost of living, you can buy a house in the Alberni Valley with as little as $2800* down (with the standard 5% down payment)! As well as a low cost of living, our Alberni Valley communities offer diverse recreational, work, and lifestyle opportunities. You’ll also love our famously temperate, mild weather! From stunning estates overlooking the serene vista of Sproat Lake, to farm land on Cherry Creek Road, and traditional homes in welcoming cul-de-sacs like Westporte and Uplands, there’s a home here to suit every lifestyle and budget.
From our first interview with you that determines what you’re looking for in a home, to the moment that you receive the keys, our team is here to help you every step of the way. Plus, you can rest assured that we offer ongoing support even after the transaction. Our relationship with you is of utmost importance to us.